Please use this identifier to cite or link to this item:
Title: Impact of internal remittance on households’ use of bank services: evidence from Vietnam
Authors: Hoi, Le Quoc
Hang, Pham Thu
Keywords: Internal remittance
Bank services
Financial inclusion
Migration network
Issue Date: 2021
Series/Report no.: Journal of Economics, Finance and Administrative Science;pp. 1 - 15
Abstract: Purpose – This study estimates impact of remittances from internal migration on households’ use of bank services in Vietnam. Design/methodology/approach – This study uses data from the Vietnam Household Living Standards Survey and the two-stage least squares method (2SLS). Findings – The results show that receiving internal remittance increases households’ probability of having bank accounts and using card services. However, these impacts are different between rural and urban areas. Research limitations/implications – The results of this study reveal the useful role of internal remittance in increasing the probability of households using bank services, thereby enhancing financial inclusion in Vietnam. Originality/value – Different from the previous studies, the purpose of this paper is to analyse the impact of internal remittance on the use of bank services in Vietnam at the household level. This paper targets internal migration because it is the main type of migration in Vietnam. Besides, to the best of the authors’ knowledge, this research is the first one that compares the role of internal remittance on households’ use of bank services in rural and urban areas in Vietnam
Appears in Collections:Economic development

Files in This Item:
File Description SizeFormat 
Impact of internal remittance.pdf
  Restricted Access
139.37 kBAdobe PDFView/Open

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.